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40% of U.S. workers have saved
less than $25,000 for retirement.*

*2019 Retirement
Confidence Survey, EBRI

Only 42% of Americans know how
much money to save for retirement.*

*2019 Retirement Confidence Survey, EBRI

43% of retirees left
the workforce earlier
than planned.*

*2019 Retirement
Confidence Survey, EBRI

Our Team


Michael J. O'Malley, President 

(312) 922-3264 ext. 203

Michael is the President of PEB Financial Services, having founded it in 1978. He is a  Registered Representative with H. Beck, Inc. Michael has an M.A. from Loyola University and completed the OPM program at Harvard University Graduate School of Business Administration. Michael is also listed in the national register of Who's Who in Executives and Businesses.

Susan Ciucci, Financial Consultant
(312) 922-3264 ext. 202

Susan is a Registered Representative with H. Beck, Inc. She has been associated with PEB since 1983. As a Retirement Specialist, she has extensive experience assisting individual and corporate clients in help developing retirement strategies.

Jeff ToddFinancial Advisor
(312) 922-3264

Jeff is a Registered Representative with H. Beck, Inc.  He has an MBA from Pepperdine University and a Bachelor's Degree in Economics from Illinois State University.  Jeff has been a financial advisor since 2002.


Support Services

Leslie Linke, Office Manager,, 312-922-3264 ext. 201